Insider’s consultants choose the best companies and merchandise to help make smart alternatives collectively together with your cash (here’s how). In some circumstances, we get hold of a price from our our partners, however, our opinions are our private. Terms apply to provides listed on this net web page.
If you’re a frequent Amazon shopper, you have to to make use of a credit card that earns the most rewards for your spending to get a superb increased deal in your purchases.
Whether you like incomes flat-rate rewards or want a card that earns a bonus on Amazon spending, there are a selection of good decisions accessible correct now. Before you establish on a credit card, make sure you keep in mind your complete spending habits — and so as for you completely different bells and whistles like journey insurance coverage protection and purchase security.
Here are the best credit cards to make use of at Amazon in 2022.
We’re focused proper right here on the rewards and perks that embody each card. These cards won’t be worth it if you happen to occur to’re paying curiosity or late prices. When using a credit card, it’s important to pay your stability in full each month, make funds on time, and solely spend what chances are you’ll afford to pay.
Compare the best Amazon credit cards
The best Amazon credit card opinions
Earn 5% back at Amazon and Whole Foods: Amazon Prime Rewards Visa Signature Card
The card provides an fascinating operate which will help you get financial financial savings on curiosity. At Amazon checkout, on purchases of $50 or additional, chances are you’ll choose a 0% promo APR for six to 18 months in your purchase (then a
New cardholders who apply for the
Earn 6% cash back on two retail producers (along with Amazon): US Bank Shopper Cash Rewards card
You’ll moreover earn 3% cash back in a single regularly class (resembling gas and EV charging purchases, funds and utilities, or wholesale golf tools) as a lot as $1,500 per quarter, along with 5.5% cash back on resort and automotive bookings by means of the US Bank Rewards Center. Otherwise, you’ll earn 1.5% cash back on all completely different purchases.
It’s a unbelievable card for straightforward rewards incomes on regularly spending, notably for individuals who recurrently retailer at essential retail producers. And even after hitting the $1,500 cap each quarter, you’ll nonetheless earn a robust 1.5% cash back in your purchases.
Cardholders are charged a
But it doesn’t provide a 0% introductory APR, solely a typical
Earn 3% cash back on US on-line retail purchases (along with Amazon): Amex Blue Cash Everyday card
Otherwise, cardholders earn 3% cash back on the first $6,000 spent at U.S. supermarkets each calendar 12 months (then 1% back), 3% cash back at U.S. gas stations on as a lot as $6,000 per 12 months (then 1% back), and 1% cash back on completely different purchases (cash back is obtained inside the kind of Reward Dollars that could be redeemed as assertion credit). That’s an outstanding cost of return for a card with no annual value.
It’s now offering an elevated welcome bonus of a
New cardholders can also get a
Review: Amex Blue Cash Everyday review
Earn 2% cash rewards at Amazon and in all places else: Wells Fargo Active Cash Card
If you’ve got received greater purchases arising, the intro APR provide on the cardboard may moreover develop into helpful for saving on curiosity bills. You’ll get hold of a
Cardholders moreover get a handful of benefits, along with cellphone security, roadside dispatch, journey emergency assist, and Visa Signature Concierge entry.
Earn 2% cash back in all places with a protracted 0% intro APR on stability transfers: Citi Double Cash
If you like a flexible cash-back credit card with a powerful incomes cost at Amazon (and in all places else), the
For a restricted time, the cardboard is offering a welcome bonus of
Each degree is worth 1 cent in direction of cash back, nonetheless you may too redeem Citi ThankYou points for journey, current cards, merchandise, and additional. Because the
Review: Citi Double Cash card review
Best for on-line procuring (along with Amazon): Bank of America Customized Cash Rewards credit card
If you do fairly a bit of on-line procuring usually, along with Amazon, the
The 3% incomes cost is capped at a most of $2,500 per quarter blended with the cardboard’s 2% cash back at grocery outlets and wholesale golf tools, after which you’ll earn 1% back on these purchases. The card moreover comes with a compelling bonus provide: a
One benefit of this card is the flexibleness to range your class every quarter, so in case your spending habits tend to range counting on the time of 12 months, this might presumably be an awesome select. For occasion, deciding on on-line purchases for the ultimate quarter of the 12 months (when persons are inclined to do fairly a bit of trip and current procuring) may present very rewarding, nonetheless within the summertime months, gas or consuming might be a higher select.
New cardholders moreover get hold of a
Best for purchase security: Amex Platinum
It doesn’t earn bonus points at Amazon (till your account is eligible for an Amex Offer** for bonus points at Amazon), nonetheless
The card has a
Review: Amex Platinum review
Any Amex card with an Amex Offer for Amazon
One revenue of having an American Express card is that you just get admission to Amex Offers**. These are gives for bonus points or cash back if you happen to retailer with a particular retailer, and there are recurrently Amex Offers for bonus points on Amazon purchases.
Since Amex Offers are targeted (they vary for each cardholder), you may not see Amazon provides in your account, however it is worth checking. Keep in ideas that you just wish to add the Amex Offer to your account on-line and make a qualifying purchase to be eligible for the bonus.
Some of the best American Express cards embody:
- Best for consuming rewards:
American Express® Gold Card(this card moreover earns 4x points on the first $25,000 spent at U.S. supermarkets each calendar 12 months, then 1x, and this class consists of Amazon confederate Whole Foods)
- Best for cash back:
Blue Cash Preferred® Card from American Express
- Best for bonus points on journey:
American Express® Green Card
- Best premium enterprise card:
The Business Platinum Card® from American Express
- Best enterprise card for regularly spending:
The Blue Business® Plus Credit Card from American Express
Any card that gives an annual spending bonus
If you’re additional concerned with long-term purchase, keep in mind charging your Amazon purchases to a credit card that gives an annual incentive for meeting certain spending thresholds.
Or keep in mind the
Another alternative is to put your Amazon spending on a Southwest credit card with the intention to earn the Southwest Companion Pass. If you’re unfamiliar with this revenue, it primarily means you can ship a delegated companion along with you for free (merely pay taxes and prices) on paid and award tickets.
You’ll earn the Companion Pass if you happen to earn 125,000 qualifying Southwest points in a calendar 12 months, and points earned by manner of credit card welcome bonuses and spending rely within the route of this requirement.
Note that you could be solely have one non-public Southwest co-branded card at a time. Here’s what chances are you’ll earn:
You can also earn a bonus from one non-public Southwest card and a enterprise Southwest card or two.
Amazon credit card recurrently requested questions (FAQ)
How many Amazon credit cards are there?
There are three flavors of non-public Amazon-branded cards: The
Is the Amazon credit card good?
Can I take benefit of my Amazon credit card anyplace?
You can use the
How do I make an Amazon credit card price?
You’ll make a price counting on which Amazon card you’ve got received. If you’ve got acquired the
What credit ranking would you like for the Amazon credit card?
Most individuals who discover themselves approved for the